Protect Yourself Before Signing
If an MCA is your only option, at least know how to pick the best deal and avoid the traps.
CAN Capital Review 2026: Rates, Terms, and What to Expect
CAN Capital has funded MCAs since 1998 with factor rates of 1.15 to 1.45. Our honest review covers their terms, history, and known issues.
Credibly Review 2026: Rates, Terms, and What to Expect
Credibly offers MCAs with revenue-based holdback repayment and factor rates from 1.11 to 1.45. Our honest review of their products and reputation.
Fundbox Review 2026: Rates, Terms, and What to Expect
Fundbox offers lines of credit up to $150K with one of the easiest applications in the industry. Our honest review of rates, terms, and drawbacks.
Kabbage (American Express Business Blueprint) Review 2026: Rates, Terms, and What to Expect
Kabbage, now American Express Business Blueprint, offers lines of credit up to $250K with monthly fees of 2-9%. Full review of terms and costs.
OnDeck Review 2026: Rates, Terms, and What to Expect
OnDeck offers transparent short-term financing with factor rates from 1.10 to 1.35 and next-day funding. Here is what business owners should know.
Rapid Finance Review 2026: Rates, Terms, and What to Expect
Rapid Finance offers MCAs up to $500K with fast funding but has drawn criticism for unclear fees. Our honest review of their rates and practices.
MCA for Bad Credit: What You Need to Know Before Applying
Bad credit and need funding? MCAs accept low credit scores but the costs are high. Here is what to expect and smarter options to try first.
Best MCA Companies in 2026: An Honest Review
If you've decided an MCA is your only option, here are the most reputable providers and the ones to avoid.
Hidden Fees in MCA Contracts: The Costs Nobody Tells You About
The factor rate isn't the whole story. Here are the hidden fees MCA companies bury in the fine print.
How to Negotiate Better MCA Terms (Yes, You Can)
Most business owners don't know MCA terms are negotiable. Here's exactly what to push back on and how.
MCA Broker vs Direct Funder: Who Should You Work With?
Should you go through an MCA broker or directly to the funder? Learn the pros, cons, and cost differences. The answer could save you thousands.
8 Red Flags in MCA Contracts Every Business Owner Must Know
Before you sign that MCA contract, look for these 8 warning signs that could cost your business everything.
Major MCA Lenders to Know
These are some of the biggest names in the MCA space
OnDeck
Direct Lender
One of the largest MCA providers
Kabbage (by Amex)
Line of Credit / MCA
Now part of American Express
Fundbox
Line of Credit
Better option than traditional MCA
CAN Capital
Direct MCA
One of the original MCA providers
Rapid Finance
MCA / Term Loan
Offers both MCA and traditional loans
Credibly
MCA / Working Capital
Works with businesses as young as 6 months