Referral commissions
The MCA Guide may earn a commission when a reader follows an affiliate link and takes a qualifying action, such as applying for a product or service. The provider pays that commission. Our educational pages and calculators are free to use.
A referral arrangement creates a commercial interest. Consider that interest when reading a provider comparison, and independently verify current fees, eligibility, contract terms, and the provider’s credentials. Not every external link is an affiliate link.
What a listing does and does not establish
Mentioning a provider does not guarantee that it will approve an application, offer a particular price, accept a settlement, or achieve a result. Product terms and service availability can change. A provider’s marketing claim is different from an independently verified fact.
We do not originate financing or provide personalized legal or financial advice through this site. If you engage a lender, broker, attorney, or settlement provider, your agreement is with that provider. Review its terms and privacy policy before sharing information.
Tools and examples
Calculator results depend on the numbers and assumptions shown in the tool. A referral relationship does not change the calculation. Worked examples are illustrations, not live offers or representative outcomes.
Editorial standards and questions
Read our editorial standards for how we distinguish experience, sources, and examples. If a disclosure or link is unclear, email hello@themcaguide.com with the page URL.