Free Business Tools
Every tool is 100% free. No sign-up required. Built for small business owners.
MCA Cost Calculator
See the true cost of any MCA offer. Enter factor rate, holdback, and funding amount.
MCA Payoff Calculator
Find out when you will finish paying off your MCA.
MCA vs Loan Comparison
Compare an MCA offer against a traditional business loan side by side.
Cash Flow Calculator
Track your monthly revenue and expenses. Find out if you have a cash flow problem.
Break-Even Calculator
How many sales do you need each month to cover your costs?
Profit Margin Calculator
See your gross margin, net margin, and markup. Know if your margins can handle MCA payments.
Loan Payment Calculator
Calculate monthly payments, total interest, and total cost on any business loan.
Daily Revenue Impact Calculator
See what your MCA holdback really costs you per day, per month, and how long until payoff.
MCA Stacking Calculator
Calculate the combined cost of multiple MCAs and see if your revenue can handle the payments.
MCA Refinance Calculator
Compare your current MCA against a refinance offer to see if switching saves you money.
MCA vs Invoice Factoring
Compare the cost of an MCA against invoice factoring side by side.
MCA Affordability Calculator
Enter your revenue and expenses to see if your business can handle an MCA payment.
MCA Early Payoff Calculator
See how much you save by paying off your MCA early with extra or lump sum payments.
Factor Rate to APR Converter
Convert any MCA factor rate to an effective APR so you can compare it to traditional loans.
MCA Payment Schedule
Generate a full daily payment calendar for your MCA with running balance and payoff date.
Loan Eligibility Checker
Answer 5 questions to see which business loans you likely qualify for and estimated rates.
Debt-to-Revenue Calculator
Calculate your debt-to-revenue ratio and debt service coverage to see your financial health.
Working Capital Calculator
Calculate your working capital, current ratio, and how many days of operations you can cover.
Business Credit Score Estimator
Answer a few questions to estimate your business credit score and see your financing options.
Emergency Fund Calculator
Find out how much your business needs in reserve and how long it would take to build it.
Revenue Forecast Calculator
Project your next 12 months of revenue based on recent trends and growth assumptions.
Business Valuation Estimator
Estimate what your business is worth using revenue and profit multiples for your industry.
Invoice Aging Calculator
Track outstanding invoices by age and see how late payments are affecting your cash flow.
Payroll Burden Calculator
Calculate the true cost of an employee including taxes, benefits, and overhead.
Rent Affordability Calculator
See if your business can afford a lease based on your revenue and expenses.
Sales Tax Calculator
Look up sales tax rates by state and calculate tax on any sale amount.
Startup Cost Estimator
Answer 6 questions to estimate how much it costs to start your type of business.
Should I Take an MCA? Quiz
Answer 8 questions to find out if a merchant cash advance is right for your situation.