Step 2 of 4
What's a Merchant Cash Advance?
Click through these simple slideshows to understand exactly how MCAs work, what they cost, and how they take money from your account.
How a Merchant Cash Advance Works1 / 8
What is an MCA?
A Merchant Cash Advance is not a loan. It is a company buying a portion of your future sales at a discount. You get cash now, and they take a cut of your daily revenue until they get their money back. plus a hefty fee.
The Real Cost of an MCA. Explained Simply1 / 7
Understanding MCA Costs
MCAs don't use interest rates like regular loans. They use something called a factor rate. This makes it hard to compare to other financing. and that's by design. Let's break it down simply.
How MCA Companies Pull Money From Your Account1 / 7
How MCA Companies Take Your Money
When you sign an MCA agreement, you give the company legal permission to pull money from your business every day. Here's exactly how it works. and what you can and can't do about it.